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At Jackson County Teachers Credit Union, we offer members a type of checking account that is unique. It's called a "Share Draft" account. Our checks look like regular checks, function like regular checks and are accepted like regular checks but JCTCU checks are different.

The Share Draft accounts offer:

  • Unlimited check writing
  • No monthly service charges
  • Overdraft protection **
  • No minimum balance required
  • No service charge for Internet Banking
  • No service charge for 24 hour Tellerline
  • Visa Debit Card
  • ATM (No fee to member using JCTCU ATM,Visa Debit Card, or Visa Credit Card)

**Overdraft protection by transfer from share account only. No fee for overdraft transfer, up to 6 per month. If there are more than 6 a $32.00 fee will be charged per transfer.

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