Spring is here, are you ready? We’ve lowered our rates just for the occasion. We've got loans for vacations, lawn/garden equipment, boats, RV's, new & used cars... just about anything you can think of!
Don't forget -- we always match our competitors rates on auto and recreational loans to qualified buyers.
If you have any questions or require current rate information on your accounts, please call Mary at (850) 526-4470.
Last Dividend Declaration Date: March 30, 2007. APY = Annual Percentage Yield
The dividend rates and APY's listed for a share/savings, sharedraft, and money market accounts were the rates paid on the last dividend declaration date set forth above. They are compounded monthly, based on the daily balance. These dividend rates and APY's may change every month, as determined by the Board of Directors (APY assumes all dividends are reinvested.) Account balance must have a minimum balance of $100.00 to earn dividends. For accounts with tiered rates, if the average daily balance in the account is equal to or exceeds the minimum tier amount, the dividend rate and APY will be paid on the entire balance in the account. Dividends are paid from current Income and available earnings, after the required transfers to reserves at the end of the dividend period. Fees and other conditions could reduce the earnings. A penalty will be imposed for early withdrawal of Share Certificates. Share accounts are insured up to $250,000 by the National Credit Union Insurance Fund, an Independent agency of the United States Government.
|Share Rate||.50%||APY: .50%|
|Share Draft Rate||0%||APY: 0%|
|Share Certificate Rate||.65%||APY: .65%|
|Approx. Term||Annual Percentage Rate||Daily Periodic Rate|
|New Vehicle||75 months||As low as 4.75%||.016164%|
|60 months||As low as 4.25%||.015041%|
|48 months||As low as 3.99%||.013698%|
|36 months||As low as 3.99%||.013698%|
|24 months or less||As low as 3.99%||.013698%|
|Program Vehicle||72 months or less||5.99%||.016164%|
|Used Vehicle||60 months or less||From 6.25% to 9.99%||.020547%|
|Older Used Vehicle||36 months or less||11.00%||.030136%|
|New Title Secured (non-auto/non-motorcycle)||180 months or less||7.50%||.020547%|
|Used Title Secured (non-auto/non-motorcycle)||120 months or less||8.00%||.021917%|
|New Motorcycles||72 months or less||7.50%||.020547%|
|Used Motorcycles||60 months or less||8.00%||.021917%|
|Non-Titled Secured||60 months or less||9.50%||.026027%|
|Open End Line of Credit||Varies||13.90%||.038082%|
|Match Rate (auto/title secured)||Varies||Varies||Varies|