Loan Rates

Vehicle Loans

Loan Type Approx. Term Annual Percentage Rate* Daily Periodic Rate
New Vehicles 75 months 4.25% .016164%
60 months 3.75% .015041%
48 months 3.25% .013698%
Program Vehicle 72 months or less 5.25% .016164%
Used Vehicle 60 months or less 5.75% .020547%
Older Used Vehicle 36 months or less 9.25% .030136%
New Title Secured (Non-Auto/Non-Motorcycle) 180 months or less 5.25% .020547%
Used Title Secured (Non-Auto/Non-Motorcycle) 120 months or less 6.25% .021917%
New Motorcycles 72 months or less 6.25% .020547%
Used Motorcycles 60 months or less 7.25% .021917%
Non-Titled Secured 84 months or less 7.25% .026027%
Open End Line of Credit Varies 13.90% .038082%
Special Unsecured Varies 18.00% .049315%
Match Rate (Auto/Title Secured) Varies Varies Varies
Bill Consolidation 120 months or less 10.00%
Christmas/Vacation Loan 11 months $65.00 app fee

Effective 10/1/2018

VISA Credit Card

Discover the convenience and worldwide acceptance of our credit cards. With our low rates and low or no annual fees, a credit card from your Credit Union is an ideal way to pay for purchases and travel expenses.

EZ Card Info has arrived! You can now access your credit card account online! Available to you now are account summaries, such as account balances, available credit, payment due date, credit limit, amount and date of last payment, and minimum payment due. You will also have access to your past six months of account statements. You will be able to pay your credit card bill online as well.

What it's For Interest Rate
Annual Percentage Rate (APR)* for purchases 12.90%
APR* for Cash Advances 12.90%
APR* for Balance Transfers 12.90%
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance due by the due date each month.
For Credit Tips From the Federal Reserve Board To learn more about factors to consider when applying or using a credit card, visit the web site of the Federal Reserve Board at