Checking (Share Draft) Accounts 

At Jackson County Teachers Credit Union, we offer members a type of checking account that is unique. It's called a share draft" account. Our checks look like regular checks, function like regular checks and are accepted like regular checks but JCTCU checks are different.

The share draft accounts offer:

• Unlimited check writing

• No monthly service charges

• Overdraft protection¹

• No minimum balance required

• No service charge for Internet Banking

• No service charge for 24 hour Tellerline

• Visa debit card

• ATM (No fee to member using JCTCU ATM, Visa debit card, or Visa credit card)

¹Overdraft protection by transfer from share account only. No fee for overdraft transfer, up to 6 per month. If there are more than 6 a $32.00 fee will be charged per transfer.

Small Business Accounts

Small business accounts are now being offered at JCTCU.  As a new business account member at JCTCU, you will receive a free introduction Binder Pack. 

The pack includes:

• 60 free checks

• 15 deposit slips

• Vinyl 7 Ring Binder

• Bill Organizer 

To sign up, just come to the credit union with your driver’s license, social security card, $5.00, and be actively listed under SUN BIZ.  For more information, call us during normal business hours at 850-526-4470.